In – Retirement

In – Retirement: Greater freedom

You may need help to think through?

  • keeping the plan fit for purpose applying any flexibility you need around your income needs
  • incorporating your state pension
  • drawing income from your pension pot tax efficiently
  • ensuring your money doesn’t run out throughout retirement
  • planning for any future expenditure
  • thinking about when to delegate financial control
  • planning funeral expenses
  • making plans to pass on wealth tax efficiently



In – Retirement: Slowdown

You may need help to think through?

  • reviewing your income and ensuring it still won’t run out
  • drawing your income tax efficiently from your remaining pension pot
  • finalising any estate planning to ensure it is tax efficient
  • making allowance for potential care costs
  • planning for later life by thinking about who you might delegate financial decision making too on your behalf


In – Retirement: Later life

You may need help to think through?

  • ensuring any increased income needs can be met from your savings
  • finalising and implementing any planning choices around care
  • seeing the positive impact of legacy and estate planning by passing wealth on to your family if appropriate
  • potentially releasing further income from your home to fund care costs.

Initial meeting at no cost to you.

Tel: 02890 311 811


Gordon Street Mews, 27-29 Gordon Street, Belfast, BT1 2LG